Securitisation – Our Team

Partners

Sharon Kirkham | Partner and Head of Securitisation | London

Sharon heads up the Securitisation Team and deals with the charging of properties owned by RPs and RSLs to bond issues, private placements and syndicated and bilateral facilities of amounts varying from £1 million to £900 million and deals with large-scale refinancing transactions as well working with RPs and RSLs in achieving uplifts in the value of their ex-LSVT properties. She has been in the Securitisation Team since 1994.

Richard Sharpe | Partner | London 

Richard acts for a large number of RPs and RSLs in charging property under loan facilities of amounts varying from £1 million to £500 million. In addition Richard deals with the charging aspects of bond issues and private placements and on large-scale refinancing transactions. Richard joined the securitisation team in 2011.

Saghar Roya | Partner | London

Saghar’s broad knowledge and experience includes advising clients, ranging from Smaller RPs and RSLs to G15 members, on all aspects of the Securitisation process in the charging of security under varying loan facilities, private placements and public bonds ranging from £1 million to £500 million. In addition, Saghar deals with large-scale refinancing transactions as well as group restructurings. Saghar also heads up the specialist team within the Securitisation Team dedicated to Smaller RPs and RSLs. This specialist team provides advice on all securitisation matters as well as bespoke training aimed at helping Smaller RPs and RSLs maximise and enhance their property portfolios and upskill their staff.

Chris Drabble | Partner and Head of the Leeds Office | Leeds

Chris advises borrowers and funders on security related transactions in the social and affordable housing sector such as syndicated and bilateral loan financings, private placements, bond issues, group restructurings and large-scale voluntary transfers. Chris is recognised by both Chambers UK and Legal 500 guides and has been a sector specialist for over 17 years, leading the security teams on many of the ground-breaking transactions and joined Devonshires in February 2017 to establish and head up their Northern office. Prior to joining Devonshires, Chris was a Legal Director at Addleshaw Goddard where he led their housing finance security charging unit.

London Office

Minara Khatun | Solicitor | London

Minara has extensive experience in charging properties for RPs and RSLs to secure multi-million pound bonds, private placements and revolving credit facilities. Prior to joining Devonshires, Minara trained as Property Lawyer in Canary Wharf. She acted for private clients on sales, purchases, commercial leases and lease extensions of Properties.

Bhaveshri Patel | Solicitor | London

Bhaveshri has over 10 years’ experience acting for RPs and RSLs in charging large scale portfolios of properties under bond issues, private placements and syndicated and bilateral facilities. Bhaveshri has been a part of the Securitisation Team since 2006.

Carlos Fernandes | Solicitor | London

Carlos advises RPs and RSLs on property charging to bond issues, private placements and loans including advising RPs and RSLs on what properties lenders consider as being suitable and unsuitable for charging. Carlos also deals with multiple deeds of variation for clients in order to maximise the funding they can secure. Carlos attended City University graduating with a 2:1 law degree with honours and completed the LPC with a Distinction.

Fortesa Kastrati | Solicitor | London

Fortesa acts for Registered Providers of social housing in charging large scale portfolios of properties under loan facilities of amounts varying from £1 million to £450 million, including advising clients on what properties lenders consider as being suitable and unsuitable for charging. Prior to joining Devonshires, Fortesa worked in both high street and West End firms in the real estate department, primarily acting on commercial real estate transactions including lease renewals, acquisitions and sales; both for landlords and tenants. In addition, Fortesa occasionally dealt with high value residential property transactions.

Agne Nessai | CILEx Lawyer | London

Agne advises on charging the properties owned by RPs and RSLs to bond issues, private placements, refinancing transactions under loan facilities of amounts varying from £1 million to £500 million and preparation of Asset and Liability Registers. Agne holds an LLB in Law from Mykolas Romeris University in Lithuania and an LLM in Banking and Finance Law from Queen Mary University of London and is a qualified Chartered Legal Executive lawyer.

Manjutha Vamanananthan | Trainee Legal Executive | London

Manjutha assists the solicitors in advising RPs and RSLs in the charging of residential street properties and development as security for loans and bonds. Manjutha graduated from Anglia Ruskin University with a 2:1 in 2013 before completing the LPC at BPP Law School in 2014.

Michelle Pascua | Paralegal | London

Michelle assists in all aspects of securitisation for the charging of residential street properties and developments as security for loans and bonds and the preparation of asset and liability registers for RPs and RSLs.

Jolita Pranskunaite | Paralegal | London

Jolita assists in advising RPs and RSLs in the charging of residential street properties and development as security for loans and bonds.

Priya Thakerar | Paralegal | London

Priya assists in all aspects of charging residential street properties and developments as security for loans and bonds.

Colchester Office

Sara Snook | Solicitor and Manager of the Colchester Office | Colchester 

Sara is a solicitor with over 10 years’ experience working in the Securitisation Team and manages the Devonshires’ Colchester office. Sara acts for RPs and RSLs in the charging of security to bond issues, private placements and syndicated and bilateral loan facilities of amounts varying from £1 million to £500 million. Sara also does property work on large scale refinancing transactions and group restructurings.

Scott Turner | Solicitor | Colchester 

Scott acts for RPs and RSLs of social housing in charging security under loan facilities, private placements and bonds and preparing their Asset and Liability Registers. He has also worked with a number of RPs and RSLs in achieving uplifts in the value of their ex-LSVT properties. Prior to Devonshires, he worked as a real estate lawyer dealing with freehold and leasehold acquisitions and disposals. Scott graduated from Leeds University with a BA (Hons) in Theatre Dramaturgy before completing his GDL and LPC at the College of Law in London.

Rachel Eldridge | Solicitor | Colchester 

Rachel undertakes charging and refinancing work for Registered Provider clients, including to bonds, private placements and revolving credit facilities. Rachel graduated from Middlesex University with a BA (Hons) and MA in Criminology, before completing her CPE at Middlesex University and LPC at Anglia Ruskin University.

Emma Costello | Solicitor | Colchester 

For years, Emma has advised on all aspects of the property charging process for RPs and RSLs, dealing with charging properties to bonds, private placements, loans and security trustee arrangements. Now, Emma concentrates on drafting Certificates of Title that form the very core of the securitisation process. Emma qualified from Leeds Law School in 2002 with a BA (Hons) in Law with IT before completing her LPC at the College of Law, York in 2003.

Jemma Brown | Chartered Legal Executive Lawyer | Colchester 

Jemma heads up the specialist team dealing with Deeds of Variation for clients in order to maximise the funding they can secure. Jemma graduated from Keele University with a 2:1 LLB Law Degree, before completing her LPC at Anglia Ruskin University, achieving a Commendation.

Jessica Lyttleton | Paralegal | Colchester

Jessica assists in all aspects of securitisation for the charging of residential street properties and developments as security for loans and bonds, and in preparing asset and liability registers for RPs and RSLs. Jessica is currently studying to become a Chartered Legal Executive via the CILEx route.

Isobel Pendrigh | Paralegal | Colchester 

Isobel assists in advising RPs and RSLs in the charging of residential street properties and developments as security for loans and bonds. Prior to joining Devonshires, Isobel worked as a Legal Secretary in both residential conveyancing and commercial property

Naomi Emojevbe | Paralegal | Colchester

Naomi assists in all aspects of securitisation for the charging of residential street properties and developments as security for loans and bonds. Naomi has recently completed her second year studying LLB Law at Essex University, and has joined Devonshires for a one year’s work placement.

Hayley Shepherd | Paralegal | Colchester

Hayley assists in all aspects of securitisation for the charging of residential street properties and developments as security for loans and bonds. Hayley graduated in 2016 from King’s College London and is now studying her LPC, combined with a MSc in Business, Law and Management, part time at the University of Law.

Ryan Naidoo | Paralegal | Colchester

Ryan assists in all aspects of securitisation for the charging of residential street properties and developments as security for loans and bonds. Prior to Devonshires, he worked as a paralegal in a high street firm in Colchester where he specialised in residential conveyancing. Ryan graduated from the University of Brighton with a LLB (Hons) Law with Business, before completing his LPC, MSc in Law, Business and Management at the University of Law in Moorgate.

Leeds Office

Julie Hargreaves | Solicitor | Leeds

Julie has a breadth of experience in the social housing sector acting for both borrowers and lenders. She advises on all aspects of security related transactions including syndicated and bilateral loan financings, private placements, bond issues and group restructurings. Julie was a recommended lawyer in the 2015 Legal 500 for social housing finance.

Simona Zvingilaite | Solicitor | Leeds

Simona she acts for RPs and RSLs charging portfolios of properties under bond issues, private placements and syndicated and bilateral funding agreements. Simona has recently acted on the charging of just over 1,400 units to Lloyds for Fortis Living to secure a £50M facility which completed in July 2018.

Jasdeep Lall | Solicitor | Leeds

Jasdeep acts on behalf of borrowers, funders and security trustees in respect of charging large portfolios of properties under bond issues, private placements, syndicated and bilateral funding agreements. Prior to joining Devonshires, Jasdeep worked as a property lawyer within the banking team at Addleshaw Goddard where she acted on behalf of funders and security trustees in accepting properties as security.

Charlotte Ingram | Paralegal | Leeds

Charlotte assists in advising RPs and RSLs in the charging of residential street properties and development as security for loans and bonds. Charlotte graduated from the University of Huddersfield with a Masters in Law and Practice, which combines the LPC with the traditional LLB degree.